Is a Dental Savings Plan Right for Me?
January 3, 2021
Many Americans benefit from dental insurance, but that isn’t a viable option for everyone. The good news is that you have other options when it comes to receiving more affordable dental care for you and your family. One of them is a dental savings plan in Crookston. It helps you to save on all of your essential dental care needs. Continue reading to learn more about the Renu Dental Savings Plan so you can decide if it is right for you.
How Does a Dental Savings Plan Work?
A dental savings plan is different from dental and health insurance. Instead, it is a benefit program that allows for you to take advantage of savings opportunities and discounts when it comes to the cost of your dental needs. Instead of having to worry about premiums, yearly maximums, claims, waiting periods, or deductibles, you only have to worry about a membership fee. With the Renu Dental Savings Plan, you have the option to pay this fee all at once each year, or you can divide it into convenient monthly payments. This way, you immediately have coverage.
Who Should Consider Dental Savings Plans?
Dental savings plans aren’t always the best fit for everyone, but they are especially beneficial for people who are:
- Between jobs or self-employed: If you do not receive dental insurance through your employer or are between jobs, having a dental savings plan can help you to save money on oral healthcare until you are able to receive insurance.
- On Medicare: Medicare covers medical care, but it doesn’t always meet your dental needs. Having a dental discount plan can help you save on preventive, basic, and major dental services.
- In need of extensive dental work: If you know that you are in need of extensive dental work, opting for a dental savings plan can help you to limit your out-of-pocket expenses.
What Different Renu Dental Savings Plans Are There?
At Renu Dental, you have three different plan options to choose from. Each one is a little different so that you can choose one that best fits oral health needs of you and your family. Here are what each plan offers each year:
Child Complete (For Ages 0-13)
- 2 professional cleanings
- 2 regular exams
- 1 fluoride treatment
- Routine x-rays
- 1 emergency exam
- 10% off other procedures completed at Renu Dental
- 10% subscriptions discount for family members
Adult Complete (For Ages 14+)
- 2 professional cleanings
- 2 regular exams
- 1 fluoride treatment
- Routine x-rays
- 1 emergency exam
- 10% off other procedures completed at Renu Dental
- 10% subscriptions discount for family members
Periodontal (Ages 14+)
- 3 perio maintenance
- 2 regular exams and screenings
- 1 fluoride treatment
- Routine x-rays
- 1 emergency exam
- 10% off other procedures completed at Renu Dental
- 10% subscriptions discount for family members
If you’re worried about dental care expenses, you may benefit from another financial option. Receiving the essential dental care that you need shouldn’t mean breaking the bank.
About the Author
Dr. Jaclyn Jensen earned her Doctor of Dental Surgery from the University of Minnesota and has been the owner of Renu Dental for more than 12 years. She works alongside Dr. Tiara Applequist who is also a graduate of the University of Minnesota. To learn more about the Renu Dental Savings Plans or to schedule an appointment, visit their website or call (218) 281-1301.
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